Behind on your Mortgage Payments? What are your Alternatives Santa Clarita?

There is alot to understand about this program and many aspects of it are likely to change. As Santa Clarita's Certified Distressed Property Experts we pay close attention to the changes as they happen, so that you can get the most relevant, current information, and the best possible service. If you would like to find out more about HAMP or HAFA programs, or someone you know needs assistance in avoiding foreclosure, please don't hesitate to call us we are here to help.

You can also request other FREE reports for the following information:

-Foreclosure vs. Short Sale
-7 Short Sale Myths
-The Truth About Mortgage Modifications
-Short Sale & Deed-In-Lieu
-Your First Steps To Avoid Foreclosure
-Strategic Defaults are NOT Strategic
-Avoiding Mortgage Modification Fraud
-Government Program Surveys
-Options and Solutions

Go to: www.SantaClaritaPreForeclosureSpecialists.com click on the resources tab then simply choose the report and it will be emailed to you promptly. This is for homeowners only please.

A Bank That Gets it! Wachovia Has Streamlined Their Short Sale Process Which Has Been Expanded To North Los Angeles County

Wachovia Streamlines Their Short Sales process!

North Los Angeles Homeowners struggling with Wachovia, Golden West or World Savings loans, would you like to speak directly with a Short Sale Manager able to explain, handle and approve your Short Sale?

Jennifer and I have recently been assigned a manager from Wachovia's short sale division. Our Wachovia representative will meet with all the homeowners we represent that are interested in doing a short sale to avoid foreclosure.

I'm sure as homeowners you have heard the horror stories about the short sale process, the time they take to get the approval and the ramifications associated with doing a short sale. Wachovia understands the position this market has created and now offers Realtors, homeowners and buyers the assistance necessary to streamline the short sale process and approve these transactions within traditional time lines.

Per Wachovia guidelines our Wachovia representative will meet with homeowners to answer their questions and ensure their cooperation. The beauty of this program is, you don't have to be behind on payments, however there must be a verifiable hardship in order to participate in this program.

Here are some of the programs highlights:

*One local point of contact for Realtors and customers to review strategy, submit offers and close the transaction
*On-site property and seller interviews by Short Sale Manager
*Approvals in 7-10 days
*Average closing from start to finish: 48 business days

WHAT DOES THIS MEAN TO YOU?

*Working with a Bank that "Get's It!"
*Professional Local Partner paired with you to help facilitate the closing of the sale
*Unprecedented Turn Around Time for Approval
*A Short Sale Transaction that will close in the Same Time Frame as a Regular Purchase
*YOUR VOICE IS HEARD!

If you have a Wachovia home loan that is in danger of defaulting, please give us a call. For more information on this program, please contact Jennifer & Gary Ricco of Keller Williams VIP Properties 1 (661) 290-3837 or contat us though our website http://www.santaclaritavalleyhomesonline.com/contact.htm.